How Autoabsichern.de works

Autoabsichern.de helps you start an insurance request in a clean, comparable way: first a baseline quote by ZIP code, then you optimize step by step (deductible, annual mileage, driver circle). We are not an insurer and we do not conclude contracts — we collect your request and may forward it to licensed partners who handle quotes and the policy process.

Please note: submitting a request on Autoabsichern.de does not mean you’re buying a policy. It simply helps you capture your details once, keep your baseline consistent, and get offers that are easier to compare.

A transparent process in a few steps

To avoid “apples vs oranges,” keep your baseline consistent (ZIP, vehicle, driver profile, coverage level) and then change only one variable at a time. That way you can see real price differences and avoid “cheap” offers that are cheaper only because they include less protection.

This method works especially well in Germany, where pricing can shift based on details that are easy to overlook (region, mileage, deductible, driver history, and how broad your coverage is). One change at a time makes the impact obvious.

1) Start with your ZIP (baseline)

Use the ZIP code where the car is usually parked overnight. In Germany, location can noticeably affect pricing.

Car insurance request form: Auto Insurance Quotes Form

2) Enter vehicle and driver details accurately

Provide realistic vehicle and driver information. Small mismatches can distort results and make offers harder to compare later.

Tip: use your real annual mileage and the correct driver circle — these are often bigger price drivers than minor options.

3) Choose coverage sensibly first

Pick a sensible baseline coverage level (liability and, if needed, partial/full comprehensive). Then optimize the price using clear levers.

If you reduce protection too early just to get the lowest number, you may end up comparing offers that are not equivalent.

4) Change only one lever at a time

Adjust one factor per test (e.g., deductible +€150, mileage 15,000 → 10,000, narrower driver circle). This makes savings transparent.

5) Forwarding to licensed partners & follow-up

When you submit a request, it may be forwarded to licensed intermediaries/partners. They may contact you to confirm details and—if you choose to proceed— handle the policy process in their own name. Autoabsichern.de does not provide binding statements on pricing, acceptance, or contract terms.

What we are (and what we are not)

We are: a structured request and comparison starting point.
We are not: an insurance company, a contract “checkout,” or a provider of personalized insurance/legal advice.

Quick tips for better results

• Use the real overnight parking ZIP for a realistic baseline.
• Set annual mileage realistically—this often impacts price more than small tweaks.
• Compare protection, not only price: exclusions, deductible, workshop binding, and coverage details.

Home/building insurance (optional)

If you also need home/building protection, you can submit a baseline request and then adjust insured sum and deductible in a clean way.

Home insurance request form: Home Insurance Quotes Form

Privacy & terms

See our Privacy Policy for data processing details and our Terms of Use for usage rules.