Autoabsichern.de Terms of Use

These Terms of Use govern your access to and use of Autoabsichern.de and its request forms. By using this website, you agree to these terms.

Please note that Autoabsichern.de is designed to help you submit an insurance inquiry in a structured way. We are not a provider of insurance coverage and we do not issue policies — any quote, underwriting decision, and contract (if any) is handled exclusively by licensed partners.

General Terms

1) Service description

Autoabsichern.de is a lead-request project for collecting insurance inquiries for the German market. We provide informational content and enable users to submit requests through online forms.

The service is generally free to use unless explicitly stated otherwise. We do not guarantee that specific features, content, or outcomes will always be available.

2) Not an insurer / No contract conclusion

Autoabsichern.de is not an insurance company and does not conclude insurance contracts. We do not provide binding statements regarding coverage, pricing, underwriting decisions, or contract availability.

Any final quote, eligibility, and contract conditions are determined solely by the respective partner/insurer and their documentation.

3) No individual insurance advice

We do not provide individual insurance advice, legal advice, or tax advice, and we do not make personalized recommendations. All information is general and does not replace guidance from licensed professionals or providers.

If you need a personal recommendation or suitability assessment, please consult a licensed intermediary or an insurer directly.

4) Forwarding to licensed partners / Contact

If you submit a request via our forms, it may be forwarded to licensed intermediaries/partners (e.g., brokers, agents, or insurers) so they can process your inquiry and contact you by phone or email. Any potential policy arrangement is handled solely by the respective partner in their own name and under their terms.

5) User obligations

You agree to provide accurate and complete information when using the website and forms, to respect third-party rights, and to refrain from misuse (e.g., spam, automated submissions, manipulation, or unlawful activity).

We may filter, reject, or block requests where there are indications of abuse, technical attacks, or obviously implausible entries.

6) Availability and changes

We aim to keep the website available but cannot guarantee uninterrupted service. We may change, update, suspend, or restrict features and content at any time, especially for security or legal reasons.

7) Pricing, offers, and accuracy

Pricing and coverage depend on individual factors and may change. We do not guarantee that any information displayed or communicated is complete, accurate, or up to date. The partner/insurer’s final documents and terms are controlling.

8) Liability

We are liable without limitation for intent and gross negligence and for harm to life, body, or health. For slight negligence, we are liable only for breach of essential obligations and limited to foreseeable, typical damages. Otherwise, liability is excluded to the extent permitted by law.

9) Third-party content and external links

Where content or services are provided by third parties (including partners), those parties are responsible. We are not responsible for external websites we link to; the respective operator is responsible.

10) Intellectual property

Website content, structure, and design are protected by intellectual property laws. Any use beyond statutory allowances requires prior permission.

11) Privacy

Please see our Privacy Policy for details on personal data processing.

12) Governing law

To the extent permitted, these terms are governed by the laws of Germany. If any provision is held invalid, the remaining provisions will remain in effect.

Last updated: 2026-02-15