Coverage types

Teilkasko vs Vollkasko: which car insurance cover do you need in Germany?

Compare what Teilkasko and Vollkasko pay for — then request quotes below with the same tier and deductible.

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Teilkasko or Vollkasko: the essentials

In Germany, liability insurance (Kfz-Haftpflicht) is compulsory – but it only pays for damage you cause to others. If you want your own car protected too, you need comprehensive cover, known as Kasko. There are two levels: Teilkasko (partial cover) and Vollkasko (fully comprehensive). Which one makes sense depends mainly on what your car is worth and how much risk you can carry yourself.

This guide explains what each level covers, where the key difference lies and how to decide.

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